Beautifully presented villa in a complex of two offering, spacious L shape lounge & dining, three bedrooms with built-ins, modern three way bathroom, modern kitchen with new appliances, new carpet in bedrooms, freshly painted, private courtyard great for entertaining, single lock-up garage, the villa is well located and its only under 2kms from all facilities, transport, shopping centers, restaurants, Umina Beach, schools (primary & high schools) and health services. Trains to Sydney run roughly every 30 minutes. Home loans Available.